GENERAL INFORMATION
WELFARE PLAN
  BENEFIT HIGHLIGHTS
  ELIGIBLE DEPENDENTS
  DESCRIPTION OF BENEFITS
  GENERAL EXCLUSIONS
  COORDINATION OF BENEFITS
  GENERAL INFORMATION
  PAY-DIRECT COVERAGE
  EXTENSION OF MAJOR MEDICAL AND DEATH BENEFITS ON AN EMPLOYEES' DEATH
  EXTENTION OF MAJOR MEDICAL AND DENTAL BEFEFITS IF SICK OR DISABLED
  NO BREAK IN SERVICE ARRANGEMENT
  DESIGNATION OF A BENEFICIARY
  BENEFITS PERTAINING TO PENSIONERS
  TERMINATED FORMER EMPLOYEES
  HOW TO SUBMIT CLAIMS
  TERMINATION OF WELFARE COVERAGE
  FUTURE OF THE PLAN
PENSION PLAN
MEMBER BENEFIT BOOKLET
 

 

WELFARE AND PENSION PLANS

Welfare Plan

PAY-DIRECT COVERAGE

Effective September 1, 2015: PAY DIRECT PAYMENTS – Maintenance
Online payment options are available for self-payments. Members can set up Manion as a payee via online internet banking.  Members can also self-pay by debit card or credit card.

  • Members can set up Manion as a payee via online internet banking if you bank at TD, CIBC, Royal, Scotia, BMO or Desjardins. 
  • Payee: MANION WILKINS & ASSOCIATES LTD.
  • Please be certain to enter your ACCOUNT number (e.g. M########) as a reference when making your payment. Payments received without your ACCOUNT number cannot be matched to your account
  • Members can also self-pay by credit cards (Visa or MasterCard):
  • Over the phone: 1-866-532-8999
  • In Person (bring your Self Payment notice with you): 21 Four Seasons Place, Etobicoke, 5th Floor; or 222 Rowntree Dairy Rd, Woodbridge, 3rd Floor.
  • By Mail: complete the credit card information included on your Self-Payment Notice and mail the completed Notice to 500-21 Four Seasons Place Etobicoke, ON M9B 0A5
  • Members can self-pay by personal cheque:
  • Include a copy of your Self-payment notice, or clearly indicate the name and account number on your cheque.
  • Payee: The Canadian Elevator Industry Welfare Plan
  • Mail or deliver to:  00-21 Four Seasons Place Etobicoke, ON M9B 0A5
  • Members can also self-pay by debit card:

In Person only (bring your Self Payment notice with you): 1 Four Seasons Place, Etobicoke, 5th Floor; or 222 Rowntree Dairy Rd, Woodbridge, 3rd Floor.

If your employment is terminated and you remain available for work in the Elevator Industry, all benefits - with the exception of Weekly Indemnity and Long Term Disability benefits - will remain in force for a maximum of 12 months at no cost to you.

If at the end of this 12-month period you remain unemployed but you are available for work in the Elevator Industry, you may maintain the same benefits by sending Pay-Direct contributions to the Plan Administrator through your Local Union Office.  You may continue to make Pay Direct contributions for 24 months.

The Trustees review this rate annually and adjust it to reflect an appropriate cost to provide the benefits. The rate in effect as of January 1, 2014 is $234 per month, plus applicable taxes. This monthly rate is subject to change.

If you take an extended vacation longer than 30 days, all benefits – with the exception of Weekly Indemnity and Long Term Disability benefits – will remain in force for the first 30 days at no cost to you.  You must apply for a No Break In Service arrangement (see Section 10) if you take an extended vacation longer than 30 days.

If you are granted a No Break In Service arrangement and you wish to maintain all benefits – with the exception of Weekly Indemnity and Long Term Disability – you may do so by sending Pay-Direct contributions at the Pay-Direct rate in effect at the time of self-payment, plus applicable taxes, to the Plan Administrator.  You may wish to send post-dated cheques for the period of your No Break In Service arrangement.

The option to maintain your benefits under the Plan is dependent upon you being available for work in the Industry at all times.

If you are eligible, the initial form regarding Pay-Direct coverage, together with your cheque/money order, must be received by the Plan Administrator prior to the end of the 12th month following the month in which lay-off occurs.  A notice of your required Pay Direct payment will be sent by the Plan Administrator prior to this date.  Payments for subsequent months must be received by the Plan Administrator by the 20th of the month prior to the month of coverage.  Failure to make any payment when due results in cancellation of the option to maintain coverage under the Plan.

FOR EXAMPLE:

If you are laid off in the month of April 2014 and remain available for work in the Industry, you will be entitled to Welfare Plan benefits for the months of April 2014 to April 2015 at no additional cost. 

In order to have your Welfare Plan benefits continue for the month of May 2015 and thereafter, you must remain available for work in the Industry. The Plan Administrator will advise you in advance that a self payment is required and Pay-Direct payment must reach the office of the Plan Administrator by the 20th of the month prior to the month of coverage in order to continue your benefit eligibility. 
Cheques or money orders should be made payable to the:
"Canadian Elevator Industry Welfare Plan".

If, after you have made your payment to maintain your benefits, you are again employed by a Contributing Employer, you will receive a refund of the payment covering the period during which you were employed.  You should submit proof of payment to the Plan Administrator in order to receive this refund.

If you are unable to work due to a job related injury, all benefits - with the exception of Weekly Indemnity benefits - remain in force while receiving WCB/WSIB benefits until you recover and are available for work.  If there is no work available at the time you recover, you are eligible to apply for 12 months of free coverage provided that you apply by the end of the month immediately following the month in which you recover.  After this 12 month period, you may maintain your benefits for an additional twenty-four months by sending Pay Direct contributions to the Plan Administrator.  Your Pay-Direct contribution must accompany the appropriate form and will apply to the month immediately following the month in which free coverage ceases.



 

   

READ CAREFULLY, BUT REMEMBER…

This is a general outline of the Plans and its purpose is to explain as briefly and clearly as possible each of the benefits to which you are entitled. The benefits outlined under the Plans are subject to the terms and conditions of the Plan documents and Group Master Policies. If there is any conflict between this outline and the Plan documents and Group Master Policies, the Plan documents and Group Master Policies will apply in all cases. Also remember that no benefits are guaranteed and that the benefits can be changed by the Trustees at any time.

 
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