GENERAL INFORMATION
WELFARE PLAN
  BENEFIT HIGHLIGHTS
  ELIGIBLE DEPENDENTS
  DESCRIPTION OF BENEFITS
  GENERAL EXCLUSIONS
  COORDINATION OF BENEFITS
  GENERAL INFORMATION
  PAY-DIRECT COVERAGE
  EXTENSION OF MAJOR MEDICAL AND DEATH BENEFITS ON AN EMPLOYEES' DEATH
  EXTENTION OF MAJOR MEDICAL AND DENTAL BEFEFITS IF SICK OR DISABLED
  NO BREAK IN SERVICE ARRANGEMENT
  DESIGNATION OF A BENEFICIARY
  BENEFITS PERTAINING TO PENSIONERS
  TERMINATED FORMER EMPLOYEES
  HOW TO SUBMIT CLAIMS
  TERMINATION OF WELFARE COVERAGE
  FUTURE OF THE PLAN
PENSION PLAN
MEMBER BENEFIT BOOKLET
 

 

WELFARE AND PENSION PLANS

Welfare Plan

NO BREAK IN SERVICE ARRANGEMENT

A "No Break in Service" is an arrangement that may be granted under the Pension Plan by the Trustees following a leave of absence approved by your Employer and the International Union of Elevator Constructors. Your coverage under the Welfare Plan continues up to the date that contributions on your behalf cease. If you are granted a No Break in Service arrangement by the Trustees for any reason other than for an extended vacation or maternity/parental leave, you are not entitled to maintain your coverage under the Welfare Plan for the period of such arrangement.

If you are granted a No Break in Service for an extended vacation, you may make Pay-Direct contributions to the Plan at the Pay-Direct rate in effect at the time of self-payment, plus applicable taxes. If you are on an extended vacation and have not applied for or have not been granted a No Break in Service arrangement, you are not eligible to make Pay-Direct contributions and cannot maintain your coverage under the Welfare Plan.

If you are granted a No Break in Service for a maternity/parental leave, you will be provided six months of free Welfare coverage. If you wish to extend your leave up to an additional six months, you must reapply for a No Break in Service. If you are granted a No Break in Service for this extension, you may make Pay-Direct contributions to the Plan at the Pay-Direct rate in effect at the time of self-payment, plus applicable taxes.

 


 

   

READ CAREFULLY, BUT REMEMBER…

This is a general outline of the Plans and its purpose is to explain as briefly and clearly as possible each of the benefits to which you are entitled. The benefits outlined under the Plans are subject to the terms and conditions of the Plan documents and Group Master Policies. If there is any conflict between this outline and the Plan documents and Group Master Policies, the Plan documents and Group Master Policies will apply in all cases. Also remember that no benefits are guaranteed and that the benefits can be changed by the Trustees at any time.

 
FAQ's | Contacts | Table of Contents | Français