GENERAL INFORMATION
WELFARE PLAN
  BENEFIT HIGHLIGHTS
  ELIGIBLE DEPENDENTS
  DESCRIPTION OF BENEFITS
  GENERAL EXCLUSIONS
  COORDINATION OF BENEFITS
  GENERAL INFORMATION
  PAY-DIRECT COVERAGE
  EXTENSION OF MAJOR MEDICAL AND DEATH BENEFITS ON AN EMPLOYEES' DEATH
  EXTENTION OF MAJOR MEDICAL AND DENTAL BEFEFITS IF SICK OR DISABLED
  NO BREAK IN SERVICE ARRANGEMENT
  DESIGNATION OF A BENEFICIARY
  BENEFITS PERTAINING TO PENSIONERS
  TERMINATED FORMER EMPLOYEES
  HOW TO SUBMIT CLAIMS
  TERMINATION OF WELFARE COVERAGE
  FUTURE OF THE PLAN
PENSION PLAN
MEMBER BENEFIT BOOKLET
 

 

WELFARE AND PENSION PLANS

Welfare Plan

FUTURE OF THE PLAN

The Contributing Employers and the International Union of Elevator Constructors expect and intend to keep the Plan in force indefinitely.  However, the Trustees may change or modify the Plan from time to time.

If the Plan is discontinued, all the money in the Trust Fund must first be used for the benefit of Employees and their beneficiaries, and distribution will be made according to the terms of the Welfare Plan.

The Boards of Trustees in their sole discretion have the authority to amend, suspend, delete, or terminate any benefit provided under the Welfare Plan, subject to applicable government regulations.  Any particular benefit payable at any particular time does not guarantee that such benefit will be provided for any specific period of time.  Any post-retirement benefits or benefits payable to disabled members may be amended, suspended, deleted, or terminated at any time by the Boards of Trustees in their sole discretion.



 

   

READ CAREFULLY, BUT REMEMBER…

This is a general outline of the Plans and its purpose is to explain as briefly and clearly as possible each of the benefits to which you are entitled. The benefits outlined under the Plans are subject to the terms and conditions of the Plan documents and Group Master Policies. If there is any conflict between this outline and the Plan documents and Group Master Policies, the Plan documents and Group Master Policies will apply in all cases. Also remember that no benefits are guaranteed and that the benefits can be changed by the Trustees at any time.

 
FAQ's | Contacts | Table of Contents | Français