GENERAL INFORMATION
WELFARE PLAN
  BENEFIT HIGHLIGHTS
  ELIGIBLE DEPENDENTS
  DESCRIPTION OF BENEFITS
  GENERAL EXCLUSIONS
  COORDINATION OF BENEFITS
  GENERAL INFORMATION
  PAY-DIRECT COVERAGE
  EXTENSION OF MAJOR MEDICAL AND DEATH BENEFITS ON AN EMPLOYEES' DEATH
  EXTENTION OF MAJOR MEDICAL AND DENTAL BEFEFITS IF SICK OR DISABLED
  NO BREAK IN SERVICE ARRANGEMENT
  DESIGNATION OF A BENEFICIARY
  BENEFITS PERTAINING TO PENSIONERS
  TERMINATED FORMER EMPLOYEES
  HOW TO SUBMIT CLAIMS
  TERMINATION OF WELFARE COVERAGE
  FUTURE OF THE PLAN
PENSION PLAN
MEMBER BENEFIT BOOKLET
 

 

WELFARE AND PENSION PLANS

Welfare Plan

EXTENSION OF MAJOR MEDICAL AND DENTAL BENEFITS IF SICK OR DISABLED

If you are in receipt of Employment Insurance Sickness/Accident benefits, Weekly Indemnity benefits, Long Term Disability benefits, or Workers’ Compensation benefits, Major Medical and Dental benefits will continue for you and your eligible dependents.  If you receive a Workers’ Compensation settlement, you must either apply for and be granted Weekly Indemnity or Long Term Disability benefits, or return to work if able.

If you die while your benefits are continuing, your eligible dependents will continue to be covered for Major Medical and Dental Benefits as described above in Section 8 of the Member Benefit Booklet.

If you are in receipt of Employment Insurance Sickness/Accident benefits or Workers’ Compensation benefits, you must provide the Plan Administrator with proof of sickness or disability by forwarding a copy of your first cheque stub.  Similar proof of sickness or disability will be required on an annual basis.  Upon receipt of the copies of your cheque stub, you will be credited with service in the Pension Plan of 32 hours per week for the duration of your disability until the date when you are eligible for an Unreduced Early Retirement Pension.

 


 

   

READ CAREFULLY, BUT REMEMBER…

This is a general outline of the Plans and its purpose is to explain as briefly and clearly as possible each of the benefits to which you are entitled. The benefits outlined under the Plans are subject to the terms and conditions of the Plan documents and Group Master Policies. If there is any conflict between this outline and the Plan documents and Group Master Policies, the Plan documents and Group Master Policies will apply in all cases. Also remember that no benefits are guaranteed and that the benefits can be changed by the Trustees at any time.

 
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