GENERAL INFORMATION
WELFARE PLAN
PENSION PLAN
  RETIREMENT DATES
  CREDITED SERVICE
  AMOUNT OF PENSION
  PENSION BENEFITS AT OR AFTER DEATH OF A RETIRED MEMBER
  ADDITIONAL SUPPLEMENTARY BENEFIT
  APPLICATION FOR, AND PAYMENT OF, PENSION
  BREAK IN SERVICE
  NO BREAK IN SERVICE ARRANGEMENT
  DEATH BENEFITS BEFORE RETIREMENT
  TERMINATION BENEFITS
  EMPLOYMENT OF
A PENSIONER
 

DESIGNATION OF A BENEFICIARY

  GENERAL PROVISIONS
  PENSION PLAN EXCLUDED FROM GROW-IN BENEFITS
  TERMINATION OF PENSION COVERAGE
  GOVERNANCE OF PENSION PLAN AND PENSION FUND
MEMBER BENEFIT BOOKLET
 

 

WELFARE AND PENSION PLANS

Pension Plan

EMPLOYMENT OF A PENSIONER

If you are receiving a pension from the Plan and you return to work for an Employer who is participating in the Plan, your pension benefits will be suspended. You are required to advise the Trustees, immediately upon employment, that you have returned to work. Your monthly pension payments will be suspended during this period of employment after retirement.

The amount of monthly pension payable after such a period of employment is equal to the amount you were receiving before your pension was suspended plus an adjustment to reflect any additional pension which you have earned based on hours reported and contributions made to the Plan for this period of employment after retirement. The additional pension payable for this period of employment will be calculated in the same form of pension you selected upon your initial retirement.

If you are receiving a pension from the Plan and you return to work before age 65, but within 6 months of your retirement date, for any participating Employer prior to your retirement or for any employer related to or affiliated to any Employer, your retirement will be cancelled. No further pension payments will be made while you continue in this employment.

If your pension is cancelled because your retirement is not bona fide, you will be required to repay any pension benefit payments made to you.




 

   

READ CAREFULLY, BUT REMEMBER…

This is a general outline of the Plans and its purpose is to explain as briefly and clearly as possible each of the benefits to which you are entitled. The benefits outlined under the Plans are subject to the terms and conditions of the Plan documents and Group Master Policies. If there is any conflict between this outline and the Plan documents and Group Master Policies, the Plan documents and Group Master Policies will apply in all cases. Also remember that no benefits are guaranteed and that the benefits can be changed by the Trustees at any time.

 
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