GENERAL INFORMATION
WELFARE PLAN
PENSION PLAN
  RETIREMENT DATES
  CREDITED SERVICE
  AMOUNT OF PENSION
  PENSION BENEFITS AT OR AFTER DEATH OF A RETIRED MEMBER
  ADDITIONAL SUPPLEMENTARY BENEFIT
  APPLICATION FOR, AND PAYMENT OF, PENSION
  BREAK IN SERVICE
  NO BREAK IN SERVICE ARRANGEMENT
  DEATH BENEFITS BEFORE RETIREMENT
  TERMINATION BENEFITS
  EMPLOYMENT OF
A PENSIONER
 

DESIGNATION OF
A BENEFICIARY

  GENERAL PROVISIONS
  PENSION PLAN EXCLUDED FROM GROW-IN BENEFITS
  TERMINATION OF PENSION COVERAGE
  GOVERNANCE OF PENSION PLAN AND PENSION FUND
MEMBER BENEFIT BOOKLET
 

 

WELFARE AND PENSION PLANS

Pension Plan

BREAK IN SERVICE

A Break in Service occurs if you do not make yourself available for Covered Employment under the terms of the Collective Agreement for a period of three or more consecutive months.

If you suffer a Break in Service, you will be entitled to the Termination Benefits as set out in Section 10 of the Member Benefit Booklet depending on your age and years of Credited Service.  If you later return to work in Covered Employment, you will be treated as a new Employee and must re-enrol in the Plan. Credited Service will then accumulate from the date of your return to work.

If you had a Break in Service and previously elected not to transfer the commuted value of your accrued pension out of the Plan and later return to work in covered employment, your deferred pension earned prior to the Break in Service will be recalculated at the current benefit rate after you complete five years of continuous Credited Service after your return to work. 

Absence for any of the following reasons will not count as a Break in Service:

  • unemployment, provided that you have made yourself available for Covered Employment under the terms of the Collective Agreement;
  • temporary total disability, provided that satisfactory medical evidence of your disability has been submitted to the Trustees;
  • leave of absence which has been approved by your Employer, the International Union of Elevator Constructors and the Trustees (see No Break in Service below);
  • service with the International Union of Elevator Constructors in an elected or appointed position;
  • military service in the Armed Forces of Canada, subject to the following limitations:
    1. military service is during a period of national emergency,
    2. you do not re-enlist after the time you would have been discharged,
    3. you apply for work in the Elevator Industry within 90 days after your discharge.




 

   

READ CAREFULLY, BUT REMEMBER…

This is a general outline of the Plans and its purpose is to explain as briefly and clearly as possible each of the benefits to which you are entitled. The benefits outlined under the Plans are subject to the terms and conditions of the Plan documents and Group Master Policies. If there is any conflict between this outline and the Plan documents and Group Master Policies, the Plan documents and Group Master Policies will apply in all cases. Also remember that no benefits are guaranteed and that the benefits can be changed by the Trustees at any time.

 
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